@stabby_cicada@slrpnk.net to solarpunk memes@slrpnk.net • 1 year agoliving that suburbpunk lifestyleslrpnk.netimagemessage-square20fedilinkarrow-up1328arrow-down111
arrow-up1317arrow-down1imageliving that suburbpunk lifestyleslrpnk.net@stabby_cicada@slrpnk.net to solarpunk memes@slrpnk.net • 1 year agomessage-square20fedilink
minus-square@SpaceNoodle@lemmy.worldlinkfedilink10•1 year agoDamn, how’d you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
minus-square@nick@midwest.sociallinkfedilink11•1 year agoI put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something. Not bad for a dude who had his house foreclosed on in 2013.
minus-square@SpaceNoodle@lemmy.worldlinkfedilink2•1 year agoNot bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
minus-square@ooterness@lemmy.worldlinkfedilinkEnglish7•1 year agoNot all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
Damn, how’d you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.
Not bad for a dude who had his house foreclosed on in 2013.
Not bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
So he got a 26-year term?
15yr at 1.9% Free money.