• 6 Posts
  • 219 Comments
Joined 16 days ago
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Cake day: June 11th, 2026

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  • I have to put my money where my mouth is. Generally speaking i have decreased eating out and generally avoid dining in locations where tipping is customary. I absolutely avoid like the plague locations that automatically suggest the minimum tip should be 20%+. That said even the completely automated car wash down the way asks if I want to tip now so I have doubts that tips go to that individual worker or to the workers at all in every circumstance.

    If everyone behaved the same then this culture of businesses offloading their employees income directly onto individuals would end very quickly. Tipping wasn’t always like this, the tip used to just be a little extra people gave sometimes and now it’s been weaponized by unscrupulous business owners.



  • I’m actually curious about the answer. Some back of the napkin math (aka take it with a grain of salt), it looks like ~100,000 could be housed in a rapid rehousing / temporary housing structure or ~40,000 in permanent supportive housing but the number is super variable based on location. Like are we talking housing them in NY, LA, SF or like rural West Virginia, Mississippi, Oklahoma? Also if one were to buy out whole homes for like $400,000 to give to the individual homeless then it’s like 2,125 people, although I doubt anyone is suggesting that. Irl probably 10,000 to 20,000 after a large sum of the money has leaked out due to overcharging and corruption.





  • Don’t worry American citizens are also confused by the expensive tipping culture in the US. I still maintain 15% for a good job, 10% for a mediocre job, 5% for anything below. Giving above 15% is just subsidizing the pay the employer should be giving. It’s a symptom of the fact that wages have stagnated for over 50 years. The pay that once supported someone and even a child is now far below the poverty line for even an individual. So instead of increasing pay to match what it once was many businesses have turned to aggressive tipping over just increasing the prices of their service / products.



  • Don’t worry American citizens are also confused by the expensive tipping culture in the US. I still maintain 15% for a good job, 10% for a mediocre job, 5% for anything below. Giving above 15% is just subsidizing the pay the employer should be giving. It’s a symptom of the fact that wages have stagnated for over 50 years. The pay that once supported someone and even a child is now far below the poverty line for even an individual. So instead of increasing pay to match what it once was many businesses have turned to aggressive tipping over just increasing the prices of their service / products.





  • Pay off all your debts, six months of needs liquid in a high yield savings account for your emergency fund. You can save for a house and put the rest in an index fund after matching whatever incentive your job gives for the 401k. Even the best investment firms really don’t beat the market in the long-run so I wouldn’t suggest getting fancy with your investment strategy. Watch out for dumping your money into a new car or other things that really don’t have a return but also make sure to set some money aside to enjoy life. The general rule is 50/30/20, don’t exceed 50% on needs, 30% on wants and put at least 20% into savings & investment. That said with your current situation you could build a good base for yourself and do 15/25/60. I’m not sure where you are but assuming the US housing market if you could put away 80K that would be helpful but not necessary.

    If you have student loans or really any debt might be a good time to clear it out completely if you want. It’s very freeing.