In the past, laminated glass was usually installed in the windshield, with side and rear windows being tempered only.
The difference is that tempered glass is per-stressed so that when it cracks, it shatters into many tiny and dull pieces. Laminated is the same thing, but with layers of plastic sandwiched with layers of tempered glass. Laminated glass will still shatter, but will be held together by the plastic layers.
In an emergency, small improvised, or purpose built tools meant to shatter tempered glass will be useless if the glass is laminated.
I feel they should outright ban them from sale, not just reduce the score.
I think NCAPs are not government institutions, but I agree that funding, oversight and more power to recall, and even ban the sale of vehicles, is ought to be given to them.