• DeusUmbra@lemmy.world
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    2 days ago

    I mean, depending on how much the value of the car has changed, you might get lucky. My last car got totaled by severe hail, I’d only paid maybe 30% of it off by that point, but it turned out the value of my vehicle went mostly unchanged, possibly even raised slightly, and insurance paid out the full value of the car. I actually came out ahead a couple thousand dollars, which I was able to then use for a down payment on my current car.

    • Korhaka@sopuli.xyz
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      15 hours ago

      Do people not just buy cars they can afford anymore? When I grew up I didn’t know anyone that was taking out a loan for a car.

        • Korhaka@sopuli.xyz
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          13 hours ago

          Unlike houses I am not sure if cars have increase as much though. You can even find a Nissan leaf dropping below £5k last I checked.

          • DeusUmbra@lemmy.world
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            9 hours ago

            I don’t know a single car available near me that isn’t a complete junker and is under $10,000. I also don’t know anyone with $5,000 on hand to drop on Anything. I barely even know anyone with $1,000 to drop on anything. Americans don’t have money for anything, we are buying Groceries using loans at this point. That is not a joke, people are buying essential groceries using Pay Later Loans.