I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.
In an effort to be a little more liquid, I moved a good chunk of my positions into a high-yield savings recently. The dividends haven’t been bad at all, if you find a competitive one. IIRC, with the way US bonds are trending and everything, HYSA APY might slowly go up too. I am not a financial advisor though, so don’t listen to me.