I am very lucky to have a chunk of disposable income every month. However, I want to invest and save most of it, because I recognize that disposable income can quickly disappear given the right circumstances.
My problem is a time old one, that I struggle with material desires, and how easy it is to treat it as play money.
Does anyone have any advice how to offset those impulses or otherwise make it easier in the moment to check myself?
It’s not ‘play’ money.
It’s money you’re using to buy investments/savings/a future retirement.
When you start to see it as money that’s already allocated to a regular ‘bill’ you won’t see it as money you can spend.